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A loan comparison rate is an indicative interest rate that combines the nominal interest rate with foreseeable fees & charges associated with a car loan.
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^Standard rate for a $250,000 standard loan. The 3 year table shows loans that are fixed for 3 years. *Comparison rates shown are based on a home loan of $150,000 for 25 years.
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Dec 1, 2011. How do you calculate the comparison rate? The comparison rate is calculated in accordance with a standard formula, specified by the regulations, which takes into account;. The amount borrowed; The term of the loan; The frequency of repayments; The interest rate (see our current rates); Ascertainable.
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Specifically, the interest rate on 90-plus day late loans made by auto finance companies has increased by a full percentage point over the past four quarters. Auto finance companies are the source of the vast majority of subprime.
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